Specialist Mortgages
High street lenders tend not to offer mortgages to the self-employed, contractors and freelancers without considerable paperwork and delay, so finding the right mortgage lender for your circumstances
can be daunting.
Specialist Mortgages
There are around 4.8 million self-employed people in the UK, many of whom mistakenly think their irregular income or lack of three years’ worth of accounts means they automatically don’t meet the requirements for a mortgage.
But this is not the case.
If you’ve been put off from applying, it might be time to reconsider.
Further down this page you can find out more about our best rates available, how much you can borrow and if you are eligible for a mortgage.
We have a selection of guides aimed at different types of buyers and you can download the Self-Employed one below.
Can I obtain a self-employed mortgage?
How to give your mortgage application the best chance of success.
If your finances are in good order and you can prove you have a regular income, self-employment is unlikely to cause your application to be rejected. You’ll simply need to provide different documentation, and perhaps more evidence of your income, than a buyer who’s in regular employment.
Find out more by reading our free guide
Frazer Mackay, Client Director – Mortgages
To check we can get you a mortgage we need to know a few things about you in order to find you the most suitable mortgage.
Todays best rates
With different lending criteria, rates and charges imposed on the self-employed by the various mortgage lenders, we’ll help you negotiate the right deal for your situation.
To discuss your requirements, please contact us.
How much can I borrow?
In under a few minutes, find out how much you may be able to borrow, see our favorable mortgage rates and how much your monthly mortgage payments could be.
If you would like to find out more please click on the Let us help button at the bottom of the table below.
Contact us
Advanta Mortgages gives you access to a broad range of wealth management solutions. If you’d like to know how we can help with your investment and wealth planning needs, get in touch. We’ll be delighted to provide more details of our services. Please contact us using one of the options listed below.
London
130 Buckingham Palace Road,
London, SW1W 9SA
Glasgow
121 West Regent Street,
Glasgow, G2 2SD
We don’t believe that one size fits all, so let us see how we can help you – get in touch.